Housing Necessities 

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Moving into a new apartment or house comes with more than just rent—there are essential items you'll need to make your space functional and comfortable. From furniture and kitchen supplies to cleaning products and safety essentials, it's important to plan ahead. Set a budget for these necessities to avoid overspending, and prioritize key items like a bed, basic cookware, and toiletries. Don’t forget to factor in one-time costs such as security deposits, utility setup fees, and any moving expenses. With smart budgeting, you’ll be able to settle into your new home without financial stress.

Move-In Essentials Checklist

Check out the checklist below that we created to help you get organized for your move! From essential items to smart ideas for making your new space comfortable and functional, this guide will ensure you don’t forget anything important. Whether you're moving into an apartment or a house, we've got you covered with everything you need to get started.
Get ready to settle into your new home with ease!

​Shop Smart and Save on Housing Essentials

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Shopping smart is key when moving into a new place! Be sure to check out discount stores, dollar stores, and other budget-friendly options for affordable household items. You’ll be surprised how much you can save on essentials like cleaning supplies, kitchenware, and decor. Don’t overlook store-branded items—many are made by well-known brands and have nearly identical ingredients or quality for a fraction of the price. Knowing where and when to save can make a big difference, helping you stretch your budget without sacrificing the essentials.

Budgeting

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Budgeting is crucial when moving into a new apartment to ensure you can cover all your expenses without financial strain. From rent and utilities to furniture and household essentials, costs can add up quickly. A well-planned budget helps you prioritize what’s most important, like setting aside funds for security deposits, essential furniture, and groceries, while balancing recurring bills like rent, utilities, and internet. 
Making a Budget; What to Know; What to Do- Consumer.gov
7 Apartment Expenses You Need in Your Budget - Members 1st Federal Credit Union
Check out Consumer.gov's Budget Worksheet to help track your spending! This handy tool allows you to see exactly how much money you spend this month, helping you gain better insight into your financial habits. Start budgeting smarter by using the worksheet today!
Do you have a WIN account with us? If so, don't forget you can log in and use Reality Check, in MyStrategic Compass to create your personalized budget. With this tool, you can easily factor in your actual rent, utilities, and other living expenses to get a clear picture of your monthly financial plan. It’s a great way to stay organized and ensure you’re on track with your spending. Log in today and take control of your budgeting!